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The information contained on this website is of a general nature only and merely a tool to help in reaching an advisor to assist with your queries. All opinions on our website are the sole responsibility of the author of such material, without review by others. This website is not intended to provide specific advice. Please contact the appropriate professional or other advisor at ANSRS.ca to discuss the particulars of your situation.

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April 18, 2018

PROPERTY TRANSFER TAX RATE

  • Increase to 5% from 3% for residential property over 3 million.

  • The government will also require additional information about beneficial ownership on the Property Transfer Tax form.  The government is taking action to end hidden owner...

March 28, 2018

The charts below show detached homes & condos in a specific price range over the last 3 years. Very interesting...

A few key points:

*The North Shore condo market is heavily active and shows a greater increase in sales year over year. We suspect this isn't going to chang...

January 15, 2018

While the City and District of North Vancouver have no restrictions when it comes to rock blasting, the District of West Vancouver has a bylaw to restrict or limit the amount of rock blasting that can occur for a home. Knowing the applicable restrictions during the pla...

November 16, 2017

The building envelope is really an assembly of building materials that occurs between the inside of the house and the outside of the house or simply put the outside wall or roof. These are made up of various elements including thermal barrier (insulation), vapour barri...

November 12, 2017

Julie Isaac says:

 Luckily the 3 north shore municipalities allow rental suites and it’s common for homes to have a suite or to be easily suite-able. When approving a mortgage, lenders will include rental income which makes it possible to qualify for a potentially bigge...

March 1, 2017

Julie Isaac says:

 Buying and renting have different risks: Renters may have to move out of their home if their landlord decides to do something different with the property. Renters often have neighbours close by, who bring traffic and noise to their home. But renters g...

February 1, 2017

"My current house isn't suitable for my family, but its a good neighborhood and the location is nice. What are the benefits and drawbacks of renovating vs building a new home vs buying new?"

David Pritchard says:

 The biggest advantage to building a new home is that you...

January 4, 2017

Julie Isaac says:

 Mortgage lenders require that purchasers have homeowner's insurance in place as a condition of obtaining a mortgage. Currently it's not mandated to have earthquake insurance though I recommend speaking to an insurance advisor to determine whether you...

December 1, 2016

Julie Isaac says:

If buying a home or an investment property is in your plans, now would be a good time to move forward, with interest rates at historically low levels and further changes to mortgage rules being considered by the government.

Changes to mortgage rules can...

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March 1, 2017